Buyers FAQ

What is the first step to buying a home?

Get a great, local buyer’s agent and a solid pre-approval with a local lender. Rosie’s team can help with this!

Do I really need an agent?

Yes, yes and absolutely yes!

I am a first-time home buyer, can you help me get some money?

Yes!

Do I need a job to buy a house?

Not always. Some buyers have consistent income from other sources or have enough cash in the cookie jar to pay with savings.

I am a veteran, are there any special loan programs for me?

Yes!

How long does it take to find a home?

It may take one day or it may take many months. It is all dependent on how specific your needs are.

Can I have the home inspected before I decide to purchase it?

Yes.

How long does it take to sign the closing papers once my offer is accepted?

Usually 2 weeks for a cash sale and up to 45 days for a mortgage.

What are closing costs and do I have to pay them?

These are fees incurred by the buyer upon closing the transaction. They vary and will be disclosed by your lender upon your loan application. Some mortgage programs allow the seller to pay them for you!

Can I live in a condo with Fido?

That answer can be found in the condo association’s by-laws. We always review them prior to making your offer to ensure that you can bring Fido to live in your new home.

What if I don’t like my neighbors after I move in?

There is a 30-day money back guarantee for this situation… Just kidding, no there isn’t! You just have to learn to get along, and if necessary, install a privacy fence.

What if I do not want to live in a certain neighborhood with certain types of people?

We are prohibited by law from answering any questions that violate fair housing and equal opportunity laws. For more information on these laws, visit the HUD website.

Can you help my sister find a home too?

Absolutely! 90% of our business comes from referrals of satisfied customer’s family and friends.

Can we sign electronically?

Yes, if that is your preferred method. Otherwise, we can meet at any one of our offices to sign actual papers with an ink pen.

Where can we meet?

We have 8 locations across the Metro Detroit area. We can meet at any one that is most convenient for you.

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